Seamless Pay-As-You-Go Workers' Compensation Integration

A unified platform that connects insurance carriers, brokers, and payroll systems to automate premium payments, reduce audit risk, and streamline workers' comp management.

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Solutions Built for Every Role

Agencies & Brokers

Close more deals with zero-down Pay-As-You-Go workers' compensation options that actually work.

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MGA

Flexible Pay-As-You-Go programs through a modern integration platform built for MGAs.

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Insurance Networks

Connect your network with a standardized Pay-As-You-Go solution that reduces friction between brokers, carriers, and payroll providers.

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Insurance Carriers

Expand distribution and offer Pay-As-You-Go solutions without payroll reporting and data issues.

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Payroll Providers

Eliminate manual workers' compensation reporting and connect to carriers automatically.

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Why Pay-As-You-Go Workers' Compensation Is Broken Today

Payroll reporting delays and data inaccuracies create risk
No universal integration between payroll systems
Brokers lose deals due to high upfront premiums
Payroll bureaus lose clients to PEOs

How PayComp Works

Policy Bound

Broker binds a worker's compensation policy with Pay-As-You-Go enabled.

Payroll Connected

PayComp integrates with the client's payroll provider via API.

Wages Reported

Payroll data is automatically transmitted each pay cycle via PayComp's technology, the WOPR.

Carrier Receives Data

Carrier receives clean, on-time payroll data, improving accuracy and reducing errors.

WOPR Connect API

Switch between payroll providers and carriers to explore how PayComp integrates across both sides.

WOPR

Carrier Integration

WOPR integration

WOPR

Connect API

Seamless integration with 1000+ payroll systems via API.

WOPR Connect API: Payroll Systems

Seamless integration with 1,000+ payroll software systems.

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gusto
deel.
RIPPLING
Square Payroll
zenefits
bambooHR
Asure
7shifts
zenHR
onpay
paycom
WOPR network

Real-Time Workers' Comp

Premium Calculation, Now Powering Your Account

WOPR is PayComp's real-time payroll engine. It connects directly to payroll data to calculate workers' comp premiums on every run with no estimates, no surprises, and no audits.

What This Means For Your Business

Real Time Premiums

With every payroll run, WOPR calculates your exact workers' comp premium from actual wages, not estimates.

No Audit Surprises

With real-time payroll data, year-end audits are eliminated. What you pay is what you owe, every cycle.

Cash Flow Accuracy

Premiums match your actual payroll, keeping cash flow predictable and payments accurate every time.

Payroll Integration

WOPR integrates with your payroll provider to automatically pull wage data each run with no manual entry.

Class Code Accuracy

WOPR applies the correct workers' comp codes to each employee based on role and wages.

Featured Products

PayComp ATLAS

PayComp ATLAS

See Everything. Know Everything.

The intelligence layer across the PayComp suite with live program, payment, premium, and status visibility.

Real-time premiums
Payment activity
Coverage status
Cross-platform reports
Role-based access
PayComp CompConnect

PayComp CompConnect

Coverage Delivered Where Payroll Already Lives

A turnkey workers' compensation program designed for payroll providers and the clients they serve.

160+ carrier network
Dedicated partner support
Revenue share opportunity
Payroll-integrated premiums
Zero licensing burden
PayComp Relay

PayComp Relay

Your Client's Premiums, Relayed With Precision

A secure ACH fund transfer program for brokers who need a reliable premium intermediary.

Payroll-synced timing
Full reconciliation reports
Return item management
Any payroll frequency
Any policy type

The PayComp Story

From Capability to Product

2025

From Capability to Product

We launched PayComp as a seamless Pay-As-You-Go integration solution for workers' compensation.

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Design Reference Sections

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PayComp design reference
PayComp design reference
PayComp design reference

Start offering Pay-As-You-Go today, no limits, no upfront friction.

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